It costs just $2,239 a year to insure a car in a town that has been named one of the Happiest Cities to Work In as well as one of America's Safest Cities. Annual car insurance premiums in El Paso are 8% cheaper than the state average. Keep Texas Farm Bureau and Progressive in mind if you're looking to save on auto insurance in El Paso, as these companies provided the cheapest quotes for our profile driver.


GoodFinancialCents.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full disclaimer. GoodFinancialCents.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
Best Insurance Company I've ever had. They may not be the cheapest but if you rate your insurance companies on price I hope you never have a claim. You will be shaken to the core to see what the cheap guys do when you have a claim. With American Family we called Russ our agent and his staff helps us through the whole process. When we talked to the claim adjuster he was very informative and worked with us. Our car was totaled. It was an older car but it was my daughter's grandmother's car and had less the 10000 miles on the 7 year old car. The adjuster came back with an amount I felt was low. He showed me how he came up with the value. I told him the car was truly worth more then the average excellent condition 1993. He talked to our mechanic and the the body shop guys to get their input to the condition of the car. He increased the offer by 33%. He had to get approval from the company to do this. He and my agent went to bat for us and we were paid what I considered a fair price for ...more

As the parent or guardian of a young driver, you know it's essential to have good car insurance to protect them. Whether you're paying for it or they're working hard to foot the bill, it's a new expense for your family. Fortunately, you can find cheap car insurance for teens without breaking the bank. Here are the six ways to lower the cost of a young driver on your policy:

Insurance groups are designated for vehicles in the UK. The groups are determined by the Group Rating Panel, which is made up of representatives of the insurance industry and meets every month to determine car insurance groups. The cost of insuring your car will be determined by which insurance group your vehicle falls into, ranging from Group 1 all the way up to Group 50. The ratings take into consideration a variety of factors, including safety, performance, size and weight, security, and probably most important, the cost of repairs.


We analyzed auto liability insurance rates in each city to identify the top three insurers with the lowest rates. In the table below, we've prepared a list of 78 largest cities in Texas along with the city's three lowest cost insurers and average annual premiums to give drivers a sense of costs. Rates are averaged for a single 30 year old with a good credit score and driving history.
Watch out for GEICO especially when changing coverages. I have learned the hard way that you can’t trust them to get your changes correct. I was just hit in the rear while stopped at a stop sign. I am trying to go through the collision coverage I am supposed to have only to have GEICO tell me that I removed this coverage a few months ago. The fact of the matter is I did not remove this coverage and never would have done that or agreed to that. Trying to reason with them has been an exercise in futility so far with a supervisor trying to put the onus on me for the problem. I am currently awaiting their final position on their review of this matter, but whatever the outcome I now know I cannot relie on them to get things right and I will always have to check on them. The mistakes they make hurt you, not them.
Best kept secret in auto insurance. The people are friendly and genuine, very helpful. Grange does not raise your rates just because a deer jumps in front of your brand new car four months after signing up. An insurance company that sticks with me after paying my $8,300 auto body repair bill without raising my rates has earned my business and my trust for a long time!
Factors that insurance companies use to determine what premium will be charged include your age, occupation, where you live and the type of car you drive. Of these factors, you can really only influence the type of car that you drive or are considering. Even if you can afford to buy a sporty car, an expensive car or a car with a high performance engine – don’t. Even if you can afford the car – you probably won’t be able to afford the car insurance premium. Instead, choose a car with a small or medium sized engine – a middle of the road vehicle that is not too old.
They are ALWAYS there! When I lost control of my new pick up (11 months old) on slick streets, and totaled it in 2007, I was all alone. No one for miles in any direction. I called USAA to let them know what had happened. I was scared and alone, and the representative stayed on the phone with me until someone got to me. I was physically unhurt, but scared. She eased my fear and talked me through everything I needed to do. Gave me sound advice as to where to take the truck. Everything was handled smoothly and quickly. Settlement was swift. I was in a rental car in a matter of a few hours and in new car in a matter of days. We have been with USAA since 1976. We have had three burglary claims with them over the years and every one handled well and payment was swift. They are an honorable company who put their customers FIRST. They are fast, efficient and thorough. I highly recommend USAA to anyone who wants to be treated well!
I have been with Progressive for over two years, but I keep getting bills with extra charges and if I don't pay they will cancel my coverage. I went on line and checked several other companies, but NO success. When I contacted Nationwide, I ran into a problem doing the on line quote, so I called and talked with an agent. He was extremely helpful, got me three times the coverage, road side service, towing and all at a much lower rate! I'm very thankful with the kindness and the outstanding service, that this man and company showed me and how he made me feel, like my business was important to him and his company. I believe that I'm going to be a very satisfied customer and long time client as well!
Moneysupermarket.com Financial Group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700 Important information Here's some important information about the services MoneySupermarket provides. Please read and retain for your own records. About our service We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our Cookie Policy (function(E){var B={userStateSignUpUrl:"/bin/services/userstate/signup?channelId=201",refHostName:"clubs.moneysavingexpert.com",accountSearchServletUrl:"/bin/services/profile/accountsearch?channelId=201",aggregationResultsAPI:"/bin/services/aggregation?channelId=201",aggregationSaveFiltersAPI:"/bin/services/aggregation?channelId=201",questionSetProcessorAPI:"/bin/services/enquiry/en_gb?channelId=201",features:[{name:"ResultPagePollClickingAnalyticsFeature",enabled:true},{name:"LicenceMonthFeature",enabled:true},{name:"DisableNgCloakOnBodyFeature",enabled:true},{name:"AdditionalDriverSelectorFeature",enabled:true},{name:"TimeBasedSessionInvalidationFeature",enabled:false},{name:"AsyncEventLogFeature",enabled:true},{name:"PackageInfoFeature",enabled:false},{name:"BS3621LocktypeUsedFeature",enabled:true}],channelPrefix:"",channelPreffix:"motorInsurance",primaryPrepopulationStrategy:"",questionSetUrl:"",temporaryChannelName:"motorInsurance",moneyServletUrl:"/bin/services/money/results",validDateFormats:{en_gb:["DD/MM/YYYY","DD-MM-YYYY","DD.MM.YYYY","DDMMYYYY","DD MMM YYYY","DD MMMM YYYY"]},landingPage:"/car-insurance/",aggregationResubmitAPI:"/bin/services/aggregation?channelId=201",emailDomains:["gmail.com","hotmail.co.uk","hotmail.com","yahoo.co.uk","live.co.uk","yahoo.com","btinternet.com","aol.com","googlemail.com","sky.com","outlook.com","icloud.com","msn.com","me.com","live.com","google.com","mac.com","comcast.net","facebook.com","verizon.net","sbcglobal.net","att.net","gmx.com"],defaultPerson:{policyHolder:{additionalOccupation:{exist:false},mainOccupation:{employmentStatus:"3"},hasNonMotoringConvictions:null,licenceTypeId:"full",licenseIssued:"1",licenseTransmissionTypeId:"1",additionalDrivingQualifications:"false",ukResidentFromBirth:true,isPrimaryAccountHolder:false,hasInsuranceEverBeenDeclined:null,howLongHaveYouGotYourLicense:"-",offencesExists:null,claimsExists:"false"},policy:{policyTypeId:"1",paymentTypeId:"1"},other:{discount:"false"}},shopI18N:{"moneysupermarket.shop.quotesResultsTable.truePriceSubFirst":"Inc. £","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage.similarEstimate":"please check it would be enough to replace all your belongings. The amount you've entered previously is similar to our estimate, so we think it is about right.","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage.belowEstimate":"The amount you've entered previously is below our estimate. Please check that it is high enough, as it's easy to underestimate how much it would cost to replace all your belongings.","moneysupermarket.shop.quotesResultsTable.filter.from.min.price":"from £{{minPrice}}","moneysupermarket.shop.quotesResultsTable.addons.included.free":"Included","moneysupermarket.shop.quotesResultsTable.slidePanel.addFrom":"Add from","moneysupermarket.shop.savings.did.you.mean":"Did you mean","moneysupermarket.shop.quotesResultsTable.headerToolTip":"How we rate home insurance quality","moneysupermarket.shop.quotesResultsTable.headerToolTipAddOns":"Insurance features and extras","moneysupermarket.shop.quotesResultsTable.contentToolTipPaymentOptions":"Some insurers offer monthly payments to help you spread the cost.
To pay monthly, you’ll enter a credit agreement with the insurer and they’ll charge you extra.
The amount insurers charge for monthly payments varies.","moneysupermarket.shop.quotesResultsTable.rating.no.rating":"No rating available","moneysupermarket.shop.quotesResultsTable.addons.not.available":"Not selected","moneysupermarket.shop.quotesResultsTable.infoToolTipPaymentOptions":"Paying annually means you’ll clear the bill for your whole year’s insurance today.","moneysupermarket.shop.quotesResultsTable.howRated":"How have we rated this?","moneysupermarket.shop.quotesResultsTable.infoToolTipAddOns":"You can see what this policy includes, and the price of extras you can add","moneysupermarket.shop.quotesResultsTable.headerToolTipPaymentOptions":"Deciding which way to pay","moneysupermarket.shop.quotesResultsTable.contentToolTip":"Our Overall Quality rating makes it easy to find the right home insurance. The score you see combines how claims are handled, quality of the customer service and what the home insurance includes. We also show you how well each policy covers legal expenses, home emergency and accidental damage.","moneysupermarket.shop.quotesResultsTable.infoToolTip":"We think quality really matters, so we have thoroughly checked every policy for you","moneysupermarket.shop.quotesResultsTable.filter.included":"Included on {{freeExtrasCount}} policies","moneysupermarket.shop.quotesResultsTable.addons.included":"Included £","moneysupermarket.shop.quotesResultsTable.rating.add.for":"Add for £","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.text.close":"Close","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.button.optional.extras":"Optional extras","moneysupermarket.shop.quotesResultsTable.slidePanel.addFor":"Add for","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage.higherEstimate":"the amount you've entered previously is higher than our estimate. Please check it accurate, as if it's too high your insurance will be more expensive.","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.text.refine":"Refine your quote","moneysupermarket.shop.rebuildCostEditField.estimationMessage3":"The actual cost could vary from","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.button.refine.policy.details":"Refine policy details","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage3":"of contents cover, based on the average for people in your area.","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage2":"and","moneysupermarket.shop.rebuildCostEditField.estimationMessage1":"The BCIS estimated rebuild cost is","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage1":"We've estimated that you need between","moneysupermarket.shop.rebuildCostEditField.estimationMessage2":"This estimate is based on your home’s size and location","moneysupermarket.shop.savings.q.mark":"?","moneysupermarket.shop.quotesResultsTable.truePriceSubSecond":" of extras","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.text.update":"Results Updated","moneysupermarket.shop.quotesResultsTable.naturalLanguagePanel.text.change":"Change your quote using the options below","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage.intro":"This figure is an estimate - ","moneysupermarket.shop.homeContentsCalculatorField.estimationMessage.default":"please check it would be enough to replace all your belongings.","moneysupermarket.shop.quotesResultsTable.addons.not.included":"Not included","moneysupermarket.shop.quotesResultsTable.contentToolTipAddOns":"Some insurers offer additional features for an additional cost. We show these with their annual price. If you’re paying monthly for your insurance, the insurer might charge you interest, so you might have to pay a higher price for the additional features."},sessionStorageAddressName:"motorInsurance-addresses",questionSetRestoreUrl:"/bin/services/questionSetRestore?channelId=201",defaultAdditionalDriver:{policyHolder:{additionalOccupation:{exist:false},mainOccupation:{employmentStatus:"3"},hasNonMotoringConvictions:"false",licenceTypeId:"full",licenseIssued:"1",licenseTransmissionTypeId:"1",additionalDrivingQualifications:"false",ukResidentFromBirth:true,isPrimaryAccountHolder:false,hasInsuranceEverBeenDeclined:"true",howLongHaveYouGotYourLicense:"-",offencesExists:null,claimsExists:"false"}},segmentServiceContentPath:"/jcr:content/questionholder.html",rebuildCostCalculatorRequestFields:{required:[],groups:{}},globalSignEnabled:true,productServletUrl:"/bin/services/products"};var A={recognizeEmailServiceUrl:"/bin/proxy/gb/session/v1/accounts/exists",postCodeServiceValidationUrl:"/bin/proxy/gb/reference-data/v2/addresses",recogniseReturnedUserServiceUrl:"/bin/services/profile/profileexists",addressOriginIds:[1,2,3,5],integrityRules:{additional_birthdate_licenceage:"answers.valueOf('policyHolder.dateOfBirth') && answers.valueOf('policyHolder.ageGotCurrentLicense') && helpers.less(helpers.age(answers.valueOf('policyHolder.dateOfBirth')), answers.valueOf('policyHolder.ageGotCurrentLicense'))",additional_birthdate_licence_years_got:"!!answers.valueOf('policyHolder.dateOfBirth') && !!answers.valueOf('policyHolder.howLongHaveYouGotYourLicense') && (helpers.dateDiffInYears(helpers.getDateYearsMonthsAgo(helpers.motorYearMonthSelector.getYears(answers.valueOf('policyHolder.howLongHaveYouGotYourLicense')), helpers.motorYearMonthSelector.getMonths(answers.valueOf('policyHolder.howLongHaveYouGotYourLicense'))), answers.valueOf('policyHolder.dateOfBirth')) < 16)",additional_birthdate_claimdate:"answers.valueOf('claimsFormEntity.dateOfClaim') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(helpers.dateDiffInYears(answers.valueOf('claimsFormEntity.dateOfClaim'), answers.valueOf('policyHolder.dateOfBirth')), 17)",additional_birthdate_offencedate:"answers.valueOf('offenceFormEntity.dateOfOffence') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(helpers.dateDiffInYears(answers.valueOf('offenceFormEntity.dateOfOffence'), answers.valueOf('policyHolder.dateOfBirth')), 17)",additional_birthDate_ukResidentSince:"answers.valueOf('policyHolder.ukResidentSince') && answers.valueOf('policyHolder.dateOfBirth') && helpers.dateDiffInMonths(answers.valueOf('policyHolder.ukResidentSince'),helpers.toMonthStart(answers.valueOf('policyHolder.dateOfBirth'))) < 0",birthdate_licenceage:"answers.valueOf('policyHolder.dateOfBirth') && answers.valueOf('policyHolder.ageGotCurrentLicense') && helpers.less(helpers.age(answers.valueOf('policyHolder.dateOfBirth')), answers.valueOf('policyHolder.ageGotCurrentLicense'))",birthdate_licence_years_got:"!!answers.valueOf('policyHolder.dateOfBirth') && !!answers.valueOf('policyHolder.howLongHaveYouGotYourLicense') && (helpers.dateDiffInYears(helpers.getDateYearsMonthsAgo(helpers.motorYearMonthSelector.getYears(answers.valueOf('policyHolder.howLongHaveYouGotYourLicense')), helpers.motorYearMonthSelector.getMonths(answers.valueOf('policyHolder.howLongHaveYouGotYourLicense'))), answers.valueOf('policyHolder.dateOfBirth')) < 16)",birthdate_noclaimyears:"answers.valueOf('policyHolder.numberOfYearsNoClaims') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(0, answers.valueOf('policyHolder.numberOfYearsNoClaims')) && helpers.less((helpers.age(answers.valueOf('policyHolder.dateOfBirth'))-16), answers.valueOf('policyHolder.numberOfYearsNoClaims'))",birthdate_policystart:"answers.valueOf('policy.policyStartDate') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(helpers.dateDiffInYears(answers.valueOf('policy.policyStartDate'), answers.valueOf('policyHolder.dateOfBirth')), 16)",birthdate_offencedate:"answers.valueOf('offenceFormEntity.dateOfOffence') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(helpers.dateDiffInYears(answers.valueOf('offenceFormEntity.dateOfOffence'), answers.valueOf('policyHolder.dateOfBirth')), 17)",birthdate_claimdate:"answers.valueOf('claimsFormEntity.dateOfClaim') && answers.valueOf('policyHolder.dateOfBirth') && helpers.less(helpers.dateDiffInYears(answers.valueOf('claimsFormEntity.dateOfClaim'), answers.valueOf('policyHolder.dateOfBirth')), 17)",birthDate_ukResidentSince:"answers.valueOf('policyHolder.ukResidentSince') && answers.valueOf('policyHolder.dateOfBirth') && helpers.dateDiffInMonths(answers.valueOf('policyHolder.ukResidentSince'),helpers.toMonthStart(answers.valueOf('policyHolder.dateOfBirth'))) < 0",birthDate_dateOfCarBought:"answers.valueOf('vehicle.carBoughtSince') && answers.valueOf('policyHolder.dateOfBirth') && helpers.dateDiffInYears(answers.valueOf('vehicle.carBoughtSince'),helpers.toMonthStart(answers.valueOf('policyHolder.dateOfBirth'))) < 16",dateOfCarBought_manufacturedYear:"(answers.valueOf('vehicle.carBoughtSince') && answers.valueOf('carSummary.manufacturedYear') && helpers.dateDiffInMonths(answers.valueOf('vehicle.carBoughtSince'),helpers.toMonthStart(answers.valueOf('carSummary.manufacturedYear'))) < 0) || (answers.valueOf('vehicle.carBoughtSince') && answers.valueOf('carSummary.manufacturedFromYear') && helpers.dateDiffInMonths(answers.valueOf('vehicle.carBoughtSince'),helpers.toMonthStart(answers.valueOf('carSummary.manufacturedFromYear'))) < 0)",password_match:"questionHolder['policyHolder.confirmPassword'].$viewValue !== questionHolder['policyHolder.password'].$viewValue",email_match:"(answers.valueOf('policyHolder.confirmEmail') !== undefined) && answers.valueOf('policyHolder.email').toUpperCase() !== answers.valueOf('policyHolder.confirmEmail').toUpperCase()",confirm_additional_drivers:"(answers.valueOf('vehicle.usageTypeId')=='business_use' && (answers.valueOf('other.businessUseType')== '6' || answers.valueOf('other.businessUseType')== '5' || answers.valueOf('other.businessUseType')== '4')) && answers.valueOf('policyHolder.haveAdditionalDrivers') == 'false' && questionHolder['policyHolder.haveAdditionalDrivers'].submitted && questionHolder['other.businessUseType'].submitted",confirm_claims:'questionHolder["policyHolder.claimsExists"].submitted && questionHolder["policyHolder.claimsExists"].$error.confirmed && !(answers.valueOf("claims.entityForm.isActive") || answers.valueOf("policyHolder.claimsExists") === "true" && !answers.valueOf("policyHolder.claims").length)',confirm_claims_expanded:'questionHolder["policyHolder.claimsExists"].submitted && questionHolder["policyHolder.claimsExists"].$error.confirmed && (answers.valueOf("claims.entityForm.isActive") || answers.valueOf("policyHolder.claimsExists") === "true" && !answers.valueOf("policyHolder.claims").length)',confirm_offences:'questionHolder["policyHolder.offencesExists"].submitted && questionHolder["policyHolder.offencesExists"].$error.confirmed && !(answers.valueOf("offence.entityForm.isActive") || answers.valueOf("policyHolder.offencesExists") === "true" && !answers.valueOf("policyHolder.drivingOffences").length)',confirm_offences_expanded:'questionHolder["policyHolder.offencesExists"].submitted && questionHolder["policyHolder.offencesExists"].$error.confirmed && (answers.valueOf("offence.entityForm.isActive") || answers.valueOf("policyHolder.offencesExists") === "true" && !answers.valueOf("policyHolder.drivingOffences").length)',confirm_driving_claims:'questionHolder["additionalDriver.claimsExists"].submitted && questionHolder["additionalDriver.claimsExists"].$error.confirmed && !(answers.valueOf("claims.entityForm.isActive") || answers.valueOf("additionalDriver.claimsExists") === "true" && !answers.valueOf("additionalDriver.claims").length)',confirm_driving_claims_expanded:'questionHolder["additionalDriver.claimsExists"].submitted && questionHolder["additionalDriver.claimsExists"].$error.confirmed && (answers.valueOf("claims.entityForm.isActive") || answers.valueOf("additionalDriver.claimsExists") === "true" && !answers.valueOf("additionalDriver.claims").length)',confirm_driving_offences:'questionHolder["additionalDriver.offencesExists"].submitted && questionHolder["additionalDriver.offencesExists"].$error.confirmed && !(answers.valueOf("offence.entityForm.isActive") || answers.valueOf("additionalDriver.offencesExists") === "true" && !answers.valueOf("additionalDriver.drivingOffences").length)',confirm_driving_offences_expanded:'questionHolder["additionalDriver.offencesExists"].submitted && questionHolder["additionalDriver.offencesExists"].$error.confirmed && (answers.valueOf("offence.entityForm.isActive") || answers.valueOf("additionalDriver.offencesExists") === "true" && !answers.valueOf("additionalDriver.drivingOffences").length)',confirm_drivers:'questionHolder["policyHolder.haveAdditionalDrivers"].submitted && questionHolder["policyHolder.haveAdditionalDrivers"].$error.confirmed'},carSelectServiceUrl:"/bin/services/api/rest/vehicle-data",userStateRecognizedUrl:"/bin/services/userstate/recognized",commPrefServiceUrl:"/bin/services/api/rest/communication-preferences",currentLocaleString:"en_gb",useMainPolicyHolderName:true,profileAddressPath:"property.address",userStateResetPasswordUrl:"/bin/services/userstate/password/reset",menuResourceType:"moneysupermarket-shop-cbd/components/layout/navigationComponent",sessionKeepAliveTimeout:"-1",loginPage:"/my-account/sign-in",menuConfigPath:"/content/moneysupermarket/en_gb/super-home-page/jcr:content",cqAnalytics:"CQ_Analytics",userInfoUrl:"/bin/services/userinfo/getuserinfo",checkPageHeightInterval:100,vehicleFormStoreId:"vehicleFormEntity",regnumberServiceValidationUrl:"/bin/services/reference-data/vehicles",helpBoxTimeout:"2000.00",signInPanelResourceType:"moneysupermarket-shop-cbd/components/content/headerSignInPanel",userStateSignInUrl:"/bin/services/userstate/signin",sessionIdleTimeout:"-1",angularDebugInfoEnabled:false,answerStoreId:"motorInsurance-questionset",shareUrl:{facebook:"https://www.facebook.com/sharer/sharer.php?u=[url]",twitter:"https://twitter.com/intent/tweet?text=[title]&url=[url]",linkedin:"https://www.linkedin.com/shareArticle?mini=true&url=[url]",googleplus:"https://plusone.google.com/_/+1/confirm?hl=en&url=[url]",email:"mailto:?subject=[title]&body=[message]%20[url]"},autoSuggestMaxPendingRequests:8};var C=E.extend(B,A);var D=E.module("shop.config");D.constant("shopPageConfig",C)})(angular); if(window.CQ_Analytics&&CQ_Analytics.SegmentMgr){CQ_Analytics.SegmentMgr.register("/etc/segmentation/money\u002Dsupermarket/motor/recognized\u002Dneeds\u002Drenewal\u002Dactive\u002Dquote","( ( ( ( ClientContext.get(\x27shop\u002Duserprofile\x27).data.user.userType ==\x27recognized\x27 ) ) ) \x26\x26 ( ( ( !ClientContext.get(\x27shop\u002Duserprofile\x27).data.user.activeHistory.hasOwnProperty($(\x27meta[name=MSM\\\\.Content\\\\.ChannelId]\x27).attr(\x27content\x27)) ) || ( !(function () {var quotes = ClientContext.get(\x27shop\u002Duserprofile\x27).data.user.activeHistory[$(\x27meta[name=MSM\\\\.Content\\\\.ChannelId]\x27).attr(\x27content\x27)];return quotes \x26\x26 quotes.length ? (function () {for(var i=0;i

Data was obtained from the Texas Department of Insurance for a thirty year old single male driver across 78 cities. He owns his car and uses it primarily for work purposes, averaging about 12,000 miles annually. Insurance policies include Texas’s minimum auto insurance liability requirements: $30,000 for bodily injury liability per person (up to $60,000 per accident), and $25,000 of property damage (30/60/25 coverage) liability insurance, 50/100/50, as well as 100/300/100. Car insurance costs are based on a 2011 Toyota Camry four-door sedan, with 2.5 liter/4 cylinder engine.


I was with Liberty Mutual for about 15 years and was very satisfied with their prices and service, although I never filed a claim. When I retired and moved from California to Florida, my auto rate went up a ridiculous amount, to almost $10,000 a year even though I had no accidents and one minor moving violation in the last ten years. On top of that, Liberty Mutual screwed up my umbrella policy and told me it was “unenforceable,” whatever that means, but I had to pay for the policy anyway up to the time I canceled and switched to Progressive, which cost about one third the cost of Liberty Mutual for an identical policy. Even good companies change over time.
Advertising Disclosure: TheSimpleDollar.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. The Simple Dollar does not include all card/financial services companies or all card/financial services offers available in the marketplace. For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheSimpleDollar.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
"Get multiple quotes for sure," suggested Mike Jelinek, head of content at ConsumersAdvocate.org. "But going with the cheapest is not always the best. You need someone to have your back when the claims process occurs. It might be cheap on the front end, but if you have an accident, you might find that they are more expensive on the back end of the claims process, or don't pay out the claim at all."
I was in a car accident with a progressive client. I was the one filing the claim and had to be out of the country for a month. The progressive agent worked her ass off in order for me to have my car evaluated for damages. By the time I got back from my trip a check was sent for me with all the instructions. After this I just switched to progressive. Their service is amazing.
Even the most careful car owner will find that things go wrong from time to time. From unexpected breakdowns to cracked windscreens, mishaps can (and do) happen. It pays to be prepared so that you know exactly what to do in the event of a vehicle-related problem. That’s why we like to make it easy for our customers to find cheap car insurance. Endsleigh is the only insurance provider recommended by National Union of Students (NUS) and we’ve been in the student insurance business for nearly 50 years.
We fooled you, as chances are you thought we’d list the “good student discount,” which usually gives up to 15 percent off for those who maintain a “B” average, but most folks are aware of that. While it’s a bonus that’s good to get, and one we recommend you look into, you can likely save way more by simply doing a car insurance comparison to see who offers the lowest rates. Here’s why: Rates for the exact same coverage vary by hundreds of dollars, depending on which insurer you choose. That’s because each insurance company assesses risk differently and uses its own formula when deciding how much you pay. If you don’t shop around, you won’t save. You can see how much you can save by using our average car insurance rates tool, which shows rates by ZIP code for six age groups and three coverage levels, as well as the highest and  lowest rates fielded from up to six major insurers.
Now as to Hartford, I have had them for years and claims for uninured motorist on my car ins and for storm damage on my roof due to large hail. Both claims settled satisfactorily. Cost to the company will never be recovered thru cost of my policies. Also policy cost is in line with other large companies but defiantly not cheap. I just received a quote from Liberty Mutual on my car insurance $400 less that Hartford. However the agent seemed reluctant to send me the quote via email. I thought this strange since I wanted to verify the coverage was he same as I have, he said I just reviewed the coverage (via phone call) to which I replied I didn’t record the conversation so please send me an email detailing the cost and coverage, He stated he would but that was a couple hours age and still haven’ heard back. Go figure.
The day all parents dread is finally upon you; your teenage child is old enough to drive. But before they pop in a mix-tape (those are still a thing, right?) and step on the gas, they need to learn the rules of the road. ConsumerAffairs asked dozens of driving schools across the country for advice to make the process more enjoyable and educational for you and your student driver.
Got home and auto several years ago. Lost house and vehicles due to a fire. They were awesome to deal with once the cause of the fire had been determined. Two million dollar claim was handled very professionally and with compassion. I went with Metlife because of the price. They were the cheapest when I had teen age drivers in the family. I will stay with them because of the way they treated me after the fire. You never know how good your insurance company is until you have a major claim.
Advertising Disclosure: TheSimpleDollar.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. The Simple Dollar does not include all card/financial services companies or all card/financial services offers available in the marketplace. For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheSimpleDollar.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
In the UK, cars are organised into groups, which are then used by insurance companies when calculating your insurance quote. Here, we give you access to all 50 groups, meaning you can find inspiration for which car to buy, from a car insurance price perspective. Start with group 1 if this is your aim - generally, the higher the group, the higher the cost. In the higher groups you'll tend to find more powerful and expensive cars. Some car insurers specialise in high performance cars, others like young drivers - and many will insure pretty much anyone. Take a look at our list of car insurance companies and read our reviews to find out which is right for you.
USAA use to be a reputable company however in pass years their level in integrity customer service has declined tremendously. Lack of due diligence poor laziness. I am so ashamed for them. I have been a member for over 12 years no more. I am in the process of moving all my accounts and severing all ties. Yes it is that bad. It is time consuming but 200% necessary unfortunately. I will not share each negative and compromising act they did but I do not trust them. If you want your own horrible experience please join and find out.
**50% of 17-24 year olds could save up to £263 on their car insurance based on Compare the Market data from the Young drivers Report in February 2019. Based on the difference between the cheapest click-through price presented and the mean average of the top five cheapest prices presented to a customer, where a consumer has clicked through to buy.      

USAA use to be a reputable company however in pass years their level in integrity customer service has declined tremendously. Lack of due diligence poor laziness. I am so ashamed for them. I have been a member for over 12 years no more. I am in the process of moving all my accounts and severing all ties. Yes it is that bad. It is time consuming but 200% necessary unfortunately. I will not share each negative and compromising act they did but I do not trust them. If you want your own horrible experience please join and find out.
We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.
×