It costs just $2,239 a year to insure a car in a town that has been named one of the Happiest Cities to Work In as well as one of America's Safest Cities. Annual car insurance premiums in El Paso are 8% cheaper than the state average. Keep Texas Farm Bureau and Progressive in mind if you're looking to save on auto insurance in El Paso, as these companies provided the cheapest quotes for our profile driver.
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In many cases, the legal minimum insurance won’t be enough to cover costs if you cause an accident. If you total someone’s luxury car, for example, their repair costs could easily exceed a $25,000 ceiling. Any damage that surpasses your limits has to come out of your own pocket. That’s why for most drivers it’s wise to select higher limits, such as 100/300/50.
Some car insurance companies will offer discounts to young drivers who have completed advanced driving skills courses as well as those drivers who have signed up for a minimum of ten driving lessons from a reputable driving instructor. Before finalising the purchase of your young driver car insurance policy, be sure to question your insurer about any possible discounts that you may be eligible to avail of.

The higher the liability, the higher your insurance quote. At this point in your life, a young person may not be able to afford $300,000 coverage for liability insurance. However, experts remind you that huge liability settlements are few and far between. Should you lose a liability settlement, it could ultimately result in garnishment of your wages. That means you'd be shelling out payments for years.
Cheap to buy and with an all-new look, the Nissan Micra could be the cheapest car to insure in 2019 depending on your driving history and other factors. While the Micra has been around since the 1980s, the latest version has shaken off the clunky image of its previous iterations to become a desirable supermini, with models starting in insurance group 1.
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